Lifetime ISAs (or LISAs) allows the investor to save up to £4,000 each tax year towards retirement or the first-time purchase of a home. The main benefit of the LISA is that the government will add an additional 25% bonus to any deposit made into a LISA. Unlike H2B ISAs, the bonus is given a month
There must be a Monopoly Board Game in every household – the classic game of strategy that teaches you how to manage your money. To be a winner you need to start investing early, build a strategic property portfolio with houses and hotels on – and then then start forcing your friends and family out
It’s not a pleasant topic for a family get together, but it’s one that needs addressing before it is too late. What happens to your parent’s estate when they pass away? Children over the age of 18 are often asked to be executors for their parent’s wills. Unlike a witness to the will an executor
We are delighted to welcome Gary Myers to the Foresight team as Business Development Manager. Gary’s role is to develop our professional connections in the North West. Gary has a wealth of experience in financial services and we look forward to working with him.
School summer holidays can be an expensive time of year and the daily mantra of ‘can I have money for…’ can soon become tiring. The cost of activities such as going to the cinema, visiting water parks and eating out can be a small fortune – which is most likely taken for granted. However, time
Hargreaves Lansdown have taken the decision to remove both the Lindsell Train UK and Global Equity funds from its “Wealth 50” in a move to protect its “independence” over their stake in its shares. The Wealth 50 is an influential shortlist of investment funds chosen by “experts” within Hargreaves Lansdown to simplify the process of
Having passed the DIPFS exams and becoming Diploma qualified Josh is now well and truly on the way to becoming Chartered. A number of exams need to be taken before this happens and we are delighted to announce that he has passed the IMC (Investment Management Certificate). Well done Josh!
The decline in bee numbers has been in the news recently and it is crucial that we do our bit to help them – over a third of the food we eat is pollinated by them. Feeding lethargic bees with ‘watered-down sugar’ will revive them but having a hive in the garden is a different
Ben is nearly Chartered! We are delighted to announce that Ben has completed the CII Level 6 Advanced Diploma in Financial Planning of The Chartered Insurance Institute by examination. This means that we are now awaiting confirmation of him becoming a Chartered member. Well done Ben – we know how diligently you have worked towards this.
National Savings – NS&I for short – home of the National Savings Certificate and the Premium Bond – and, until now, home of the very competitive Index-Linked Savings Certificates. The certificates are tax-free savings bonds issued by NS&I with 2, 3- and 5-year terms, each paying a return matching inflation plus an extra 0.01%. Although
Foresight is a trading style of Foresight Independent Financial Planning Ltd, which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No. 612587 at www.fca.org.uk/register/ Registered in England and Wales No. 05897811 Registered Address: Richmond House, 1a Heath Road, Hale, Altrincham, Cheshire, WA14 2XP The guidance and/or advice contained within the website is subjected to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk