The UK government is looking at big changes to how ISAs work, and the main target is the £20,000 you’re currently allowed to save tax-free each year. Right now, that allowance can be spread across either cash ISAs or investment ISAs, or a mix of both. But ministers are now seriously considering capping the amount…
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Non-dom status, or Non-Domicile Status to give its’ full title – is the status which many dream of, few pursue and even fewer achieve. Non-dom describes a UK resident whose permanent home, or domicile, for tax purposes is outside the UK. It refers to a person’s tax status, and has nothing to do with their…
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If you’re looking for a low-risk way to save money – with a bit of excitement thrown in – Premium Bonds might sound like a winner. They’ve been around since 1956 and are still one of the UK’s most popular savings products. But are they really a good investment, or just a government-endorsed lottery in…
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Whenever I’m asked what the single best decision is when starting a wealth strategy, my answer is always the same. Clarity. Before you start thinking about investments, savings, or retirement planning, you need to understand why you’re doing it in the first place. – What kind of lifestyle are you working towards?– What does it…
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At Foresight, we’re proud to celebrate the achievements of our team and this year, Ben Dyson has certainly given us something to celebrate. Ben has been recognised as the United Kingdom’s Wills and Trusts Adviser of the Year for both 2023 and 2024 in the prestigious Finance Monthly Global Awards. Being honoured once is an…
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Over the years, I’ve had hundreds of conversations with people about their finances and I’ve come to realise that wealth means very different things to different people. For some, it’s about freedom: the ability to choose how you spend your time, where you live, and who you spend your days with. For others, it’s about…
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The short answer? Sooner than you think. Legacy isn’t just something you consider later in life, it’s the result of years of planning, intention, and consistent action. Whether it’s protecting family wealth, supporting causes close to your heart, or setting the next generation up for success, the decisions you make today shape what you leave…
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The recent news of Liam Payne’s untimely death and the complications surrounding his £24 million estate serves as a powerful reminder of the importance of having a valid Will in place—regardless of age or perceived invincibility. The former One Direction singer tragically died at just 31 years old, leaving behind significant assets including money, property,…
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Compound interest has been described as the eighth wonder of the world. Understanding its effects is essential to success in investment, yet it remains a mystery for many people. We are talking about returns where the gains are added to the capital sum, to which each successive period’s rate of return is applied. The…
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“I’ll sort that when I’m older.” If we had a pound for every time we’d heard that about Wills, we’d be rather wealthy by now. The truth? Wills aren’t just for the elderly—they’re for anyone who wants peace of mind about the future. As the pandemic starkly reminded us, life is unpredictable. And without a…
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