When starting a business, optimism, and enthusiasm often take centre stage. Partners embark on their venture with trust and shared vision, rarely considering what might happen if circumstances change. However, as businesses evolve, a dose of realism is essential—especially when it comes to protecting the future of the company and its shareholders. A Shareholder Agreement…
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Entrepreneur noun 1. A person who sets up a business or businesses, taking on financial risks in the hope of profit. Starting a business is often the ultimate dream—breaking free from the constraints of employment, taking control, and building something your own. But what truly drives an entrepreneur? The Motivation to Succeed Entrepreneurs come from…
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At Foresight, we believe that every member of our team plays a vital role in shaping our client experience. With that in mind, we’re delighted to introduce Sharon, who joins us as our new Receptionist. Bringing over 37 years of administrative experience, including 17 years in Public Relations, Sharon is no stranger to building strong…
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When you inherit wealth, it’s natural to want to keep it within your family, especially if your marriage or civil partnership comes to an end. But can you prevent your spouse from claiming a share of your inheritance in a divorce settlement? The answer depends on various factors, including how the inheritance is used, the…
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When it comes to retirement planning, how do you compare to the national average? According to the Pensions and Lifetime Savings Association (PLSA), a couple needs a net income of £30,600 per year (£36,200 in London) to enjoy a moderate standard of living in retirement. Yet, research suggests that only 42% of UK households are…
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The days of straightforward inheritance planning are long gone. With more people experiencing multiple marriages, blended families, and step-relatives, estate planning has become significantly more complex. What once seemed simple, leaving everything to your children, now requires careful thought to avoid unintended disputes and legal battles. The Risk of an Outdated Will Many assume that…
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When it comes to estate planning, most people focus on securing their loved ones’ futures, ensuring assets are distributed fairly, and minimising tax implications. However, history has given us some truly bizarre and eccentric wills, proving that some individuals use their final wishes to make a lasting (and often peculiar) impression. Here are some of…
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Individual Savings Accounts (ISAs) have been a staple of tax-efficient investing for over two decades. Offering tax-free growth and withdrawals, ISAs allow individuals to invest up to £20,000 per tax year, making them an essential part of a well-rounded financial plan. Use It or Lose It Unlike pension allowances, ISA allowances do not roll over.…
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Children are expensive, with research showing that the average child now costs nearly £250,000 from birth to their 18th birthday. Their wants and needs are satisfied more inexpensively when young. But when they get to their late teens and early twenties those ‘must-haves’ – the first car, the University education and even a deposit on…
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In today’s fast-paced world, prioritising health and wellbeing has never been more important. For those seeking a comprehensive yet convenient way to monitor and improve their wellness, the Oura Ring offers a cutting-edge solution. Combining sleek design with advanced technology, this smart ring has become a trusted tool for health-conscious individuals worldwide. What is the…
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