When you inherit wealth, it’s natural to want to keep it within your family, especially if your marriage or civil partnership comes to an end. But can you prevent your spouse from claiming a share of your inheritance in a divorce settlement? The answer depends on various factors, including how the inheritance is used, the…
Read article
When it comes to retirement planning, how do you compare to the national average? According to the Pensions and Lifetime Savings Association (PLSA), a couple needs a net income of £30,600 per year (£36,200 in London) to enjoy a moderate standard of living in retirement. Yet, research suggests that only 42% of UK households are…
Read article
When it comes to estate planning, most people focus on securing their loved ones’ futures, ensuring assets are distributed fairly, and minimising tax implications. However, history has given us some truly bizarre and eccentric wills, proving that some individuals use their final wishes to make a lasting (and often peculiar) impression. Here are some of…
Read article
Individual Savings Accounts (ISAs) have been a staple of tax-efficient investing for over two decades. Offering tax-free growth and withdrawals, ISAs allow individuals to invest up to £20,000 per tax year, making them an essential part of a well-rounded financial plan. Use It or Lose It Unlike pension allowances, ISA allowances do not roll over.…
Read article
Do you understand the investment options that are on offer? Do you feel overwhelmed and uncertain of their meaning? Let’s make it simple: Strategic Asset Allocation – diversifying your investments across different asset classes such as stocks, bonds, property, and even cash to spread your risk – accounts for about 80% of investment performance – meaning…
Read article
In today’s investment landscape, aligning portfolios with personal values isn’t just possible—it’s becoming a priority for many. At Foresight Wealth Strategists, we recognise the increasing importance of sustainable and ethical investing. This guide explores how you, as an investor, can make choices that not only yield financial returns but also contribute positively to the planet…
Read article
In a world full of opportunities, mastering your finances goes beyond the numbers; it’s about empowering you to make wise, informed decisions. With Foresight Wealth Strategists, it’s not just about planning; it’s about tailoring a strategy that aligns with your aspirations, leveraging our bespoke Quantum Programme for a personalised journey. Here’s how to take the…
Read article
The choices we make today define the world we live in tomorrow. The concept of sustainable and ethical investing has emerged not just as an option but as a critical consideration for forward-thinking individuals. Here’s why: Impactful Investing: The power to foster change lies within our portfolios. Aligning investments with our core values, we contribute…
Read article
Effective financial planning is crucial throughout life’s various stages, from starting a career to planning for retirement and beyond. This guide explores the unique financial needs at each life milestone for you, providing tailored advice to ensure financial stability and growth. Starting a Career: Building a Financial Base: Begin with solid budgeting practices, save diligently,…
Read article
Bespoke Wealth Management for Every Stage of Your Life In an era where financial landscapes are perpetually shifting, The Quantum Programme from Foresight Wealth Strategists offers a pioneering approach to wealth management. This bespoke process is designed to adapt and evolve, perfectly aligning with your personal and financial aspirations at every stage of life. The…
Read article