We were fortunate to get tickets to An Evening with Barack Obama – his only UK event – at the O2 in London a few weeks ago. So, what was it like to be in the presence of a truly Presidential individual – who is a complete contrast to the current incumbent? Well, firstly, we…
Read article
Foresight is fortunate to be based in the beautiful village of Hale, near Altrincham, in Cheshire, and a recent survey by solicitors Irwin Mitchell suggests that local residents – or more accurately, former residents, are among the highest Inheritance Tax (IHT) payers in the UK. Inheritance Tax always comes at the top of the most…
Read article
We are pleased to announce that we are partnering up with Life After Law, who provide holistic, non-financial, pre-retirement advice, mainly to the legal profession. The central idea behind the concept is that we are now fortunate to be able to look forward to 20 or 30 years of active, productive life after we hang…
Read article
Pensioners are projected to make up a quarter of the adult population within the next 50 years because of improvements in life expectancy, according to an official review. The number of people of State Pension Age is expected to rise by 55 per cent to 19.5 million by 2075. The number of those aged over…
Read article
Every so often, a survey throws up a statistic that makes you stop, smile, and wonder what’s really going on. The Financial Conduct Authority recently published consumer research into how over 5,000 people in the UK save and invest. It covers weighty issues: pensions, ISAs, long-term wealth planning. But tucked away in the tables was…
Read article
A recent article in The Times suggested that families in London have paid three times more Inheritance Tax (IHT) than the total collected in Scotland, Wales and Northern Ireland. Estates of those who died in the capital paid £1.53 billion in the 2022-23 tax year, according to the latest HM Revenue & Customs data. This…
Read article
“I’ll sort that when I’m older.” If we had a pound for every time we’d heard that about Wills, we’d be rather wealthy by now. The truth? Wills aren’t just for the elderly—they’re for anyone who wants peace of mind about the future. As the pandemic starkly reminded us, life is unpredictable. And without a…
Read article
In August 2023 we welcomed Theo into the offices to do a week of work experience with us. He spent the week shadowing various people around the business and learning how day-to-day life is in a busy office. Let’s see what he got up to while he was with us… Embarking on my week of…
Read article
We are thrilled to announce that we have been shortlisted for two awards in the 2023 Money Marketing Awards. Josh Lenihan has been shortlisted for Financial Adviser 2B – for future generation advisers, and we have also been shortlisted for our Quantum Academy as the Best Adviser Academy. This is great confirmation of the importance…
Read article
A party to a marriage or civil partnership may understandably want to know whether their spouse would be awarded a share of assets they have inherited if they ever divorce, and what they could do to reduce the chance of this happening. Firstly, there is a general principle even where short marriage or civil partnerships…
Read article