Our services

Ethical investments.

Growing funds by investing in your beliefs.

Ethical investments
and sustainable financial planning.

Specialising in investment planning, we can help clients make the most out of their hard-earned money. Nowadays, many clients also want to make sure that their money actively promotes positive outcomes.

Using our considerable experience, we are able look at the whole picture to make sure your investment advice is not only tax-efficient, forming part of a balanced and diversified portfolio, but that its’ environmental credentials are also right.

At Foresight, our comprehensive investment research takes the hassle out of ethical investment planning, leaving you to do the things you enjoy.

The value of your investment can go down as well as up and you may not get back the full amount invested.

Ethical and sustainable investing.

We all need to understand the impact that our investments have on the world around us.

Responsible investing recognises this, picking investments based on principle as well as profits. Looking not only at the financial costs of the investment, but the underlying costs paid by people, society, and the planet.

The good news is that ethical investments often also provides a better return, meaning that your positive action on sustainability helps everyone, including yourself.

Every company has an impact on the world around us. Meaning that when we invest in them, so do we. Ethical and sustainable financial planning recognises this fact, selecting investments based on principles as well as profits, weighing up the costs your investment portfolio won’t show – those paid by people, society, and the planet.

For a long time, investing ethically was considered more admirable than profitable. But not anymore. The number of ethical investments is growing and so too is the evidence that they can actually provide competitive returns.

Why investing ethically and sustainably can be profitable

It’s a common misconception that investing ethically and sustainably means accepting lower returns.

The argument goes that since responsible portfolios exclude sectors such as tobacco – which are often unethical, but profitable – they can’t hope to match non-responsible portfolios for performance.

Recent evidence suggests otherwise. Sustainable investment planning may have a reduced pool of options to choose from, but you are less likely to invest in companies that suffer stock-price hits from scandals or fines.

Similarly, responsible companies often have more sustainable business models and are better positioned to adapt to long-term challenges, such as climate change.

How do I invest ethically and responsibly?

There’s no single, universal way to be a responsible investor. What is and isn’t ‘responsible’ varies from person to person. A company one person considers ethical or sustainable might be considered harmful by another – and vice versa. So firstly, it depends on your principles, and what you’re happy having in your portfolio.

You should also consider your approach to investing. Although building your portfolio through individual shares gives you more control over where your money goes, it also involves more research. It is often difficult for amateur investors to find out exactly what companies do, and therefore difficult to assess their ethics or sustainability. Sustainable financial planning ideally require an experienced investment planner to help carry out the research needed to ensure ethical investments are made.

Choosing a responsible pooled fund saves you time, but also means handing over the reins to a fund manager. However, they are often more able to determine what the whole of the company does, and the total impact of your investment.

What do the team think?...

With The Quantum Programme I can look at the whole financial picture for my clients. Regular check-ins through The Calibration Audit means that their plans and investments are always optimised.
Josh Lenihan, Wealth Strategist

Quantum Programme

Get in touch.

Speak to one of our knowledgable specialists today about Ethical Investments and Sustainable Planning.

Also see...

Protection Planning

This forms the basis of any good financial plan and helps you to be able to plan for the future, whatever you want that to be. We assess your long-term goals and create a plan to ensure secure your families future and well-being.

Inheritance Tax

Careful inheritance tax planning can significantly reduce how much inheritance tax you and your family will have to pay. We work to minimise your liability and maximise your legacy by implementing a number of management strategies that are available to us due to our independent nature.

Business Owner Strategy

Our team can help to take the pressure off the financial planning side of running a business, ensuring that appropriate policies are in place. Equally, if you want to leave the business, we can advise on the best time and method of doing this.

Estate Planning

Helping you to put together a clear plan that details how, and by whom, your estate is to be managed. We will ensure a strategy is put in place to utilise all available allowances while minimising any additional costs.

Legacy Planning

Building a strategy that prepares for life after… You may wish to pay off a family mortgage or ensure grandchildren have money available for education. Whatever you decide your legacy is to be, we can ensure that an appropriate plan is in place.

Retirement Planning

We work to establish what you want your retirement to look like. We analyse your current arrangements – pensions, investments and other assets such as properties and businesses, before deciding with you how to best use them to fund your retirement.