Our services

Protection Planning.

Knowing how to protect assests forms the basis of every good financial plan.

Asset & wealth
protection planning.

Protection planning should form the basis of any good financial plan and is one of the most important contingencies you can put in place to protect yourself and your family.

It encompasses not just basic insurance coverage, but also more intricate strategies such as asset protection planning and wealth protection.

Although we would prefer to think that nothing will happen to us, careful planning can ensure that your family’s standard of living is maintained even if the unthinkable happens.

What is protection planning?

Protection planning is the process of preparing for unexpected financial challenges or losses. It involves putting certain safeguarding tools in place like insurance, emergency funds and estate plans to make sure money and assets are safe. The goal is to ensure that, even if something goes wrong, such as illness, job loss or accident, you and your family’s financial well-being is secure.

How do we do it?

For most households, earning potential is their most valuable asset, as this is what you and your family rely on.

We carefully analyse your current situation to understand what is important to you. This could be paying for school and University fees, ensuring there is enough money set aside to cover holidays or simply having a lump sum to pay off the mortgage.

Only then are we able to give you professional advice to draw up realistic proposals and asset protection strategies that secure your family’s future and financial well-being. Our aim is to protect both your income in the event of being unable to work, as well as providing lump sums to secure your financial future in the event of the worst.

We develop a comprehensive plan with you and then put this in place in a way that provides the maximum benefit for your family.

For business owners, asset protection strategies may also include specialist insurance and plans that protect the value of your business, ensuring its continuing viability.

The Financial Conduct Authority does not regulate School fees planning.

Insurance policies.

There are a wide range of insurances available. As independent financial advisers we are able look at the whole of the market for you. We then consider the type of cover most suited to you, whether you need a lump sum as part of your life assurance needs, or a plan that pays out in the event of a critical illness.

We can even use life assurance to cover specific liabilities when they occur, such as Inheritance Tax.

It is easy to get caught up in protection planning being a list of insurance policies. However, it is most importantly about protecting you and your family by guaranteeing your wealth and assets are passed on as intended at the right time.

What do the team think?...

The Quantum Programme is pivotal to my ongoing development and success. It ensures I get access to every last detail so that I can provide the best advice for my clients.
Ben Dyson, Senior Wealth Strategist

Quantum Programme

Get in touch.

Speak to one of our knowledgable specialists today about Protection Planning.

Also see...

Business Owner Strategy

Our team can help to take the pressure off the financial planning side of running a business, ensuring that appropriate policies are in place. Equally, if you want to leave the business, we can advise on the best time and method of doing this.

Inheritance Tax

Careful inheritance tax planning can significantly reduce how much inheritance tax you and your family will have to pay. We work to minimise your liability and maximise your legacy by implementing a number of management strategies that are available to us due to our independent nature.

Ethical Investments

Investing in sustainable and ethical companies is becoming a more common approach for investors as the returns they provide are often equal to any other investment option. Our team can work with you to ensure your investment strategy meets your personal beliefs and choices.

Estate Planning

Helping you to put together a clear plan that details how, and by whom, your estate is to be managed. We will ensure a strategy is put in place to utilise all available allowances while minimising any additional costs.

Legacy Planning

Building a strategy that prepares for life after… You may wish to pay off a family mortgage or ensure grandchildren have money available for education. Whatever you decide your legacy is to be, we can ensure that an appropriate plan is in place.

Retirement Planning

We work to establish what you want your retirement to look like. We analyse your current arrangements – pensions, investments and other assets such as properties and businesses, before deciding with you how to best use them to fund your retirement.