Our services

Retirement Planning.

Building the retirement you dream of.

Retirement has been described as the longest holiday of your life.

We work to establish what you want your retirement to look like. We analyse your current arrangements – pensions, investments and other assets such as properties and businesses, before deciding with you how to best use them to fund your retirement.

Pensions can be complicated, but we are experts in making the difficult understandable, enabling you to have a clear picture of what your retirement looks like and how to achieve it.

We use the latest and most sophisticated cashflow planning tools to allow you to visualise your retirement and look at various what-if scenarios for your retirement.

We are particular experts for clients who are approaching or who have exceeded the Lifetime Allowance (LTA) for their pensions. Careful retirement planning can reduce the taxation of your pension, making them as tax-efficient as possible, and we have significant experience in helping clients in this area.

Preparing for retirement

Preparing for retirement is a crucial step towards securing a financially stable and fulfilling future.

It involves thoughtful planning and diligent saving to ensure a comfortable lifestyle during the golden years.

Setting clear retirement goals and determining the desired standard of living is vital for creating a realistic savings plan.

Retirement planning is essential to achieve retirement dreams and ensure that you know exactly how much you will need to live the retirement life you wish.

Being aware of potential problems that may arise to hinder plans is crucial, such as redundancy or ill health.

Lastly, staying informed about retirement options and healthcare considerations will enable you to make informed decisions in regards to your retirement planning.

With Foresight the future becomes clear...

With Foresight the future becomes clear – retirement planning enables you to make informed decisions that give you the retirement you want and deserve.

The value of your investment can go down as well as up and you may not get back the full amount invested.

The value of property investments and income from them can go down as well as up and investors may not get back the amount originally invested.

As property is a specialist sector it can be volatile in adverse market conditions, there could be delays in realising investment.

What do the team think?...

Using The Quantum Programme gives me a deeper understanding of my client, which allows me to build trusted long-term relationships.
Mike Barnes, Wealth Strategist

Quantum Programme

Get in touch.

Speak to one of our knowledgable specialists today about Retirement Planning.

Also see...

Protection Planning

This forms the basis of any good financial plan and helps you to be able to plan for the future, whatever you want that to be. We assess your long-term goals and create a plan to ensure secure your families future and well-being.

Inheritance Tax

Careful inheritance tax planning can significantly reduce how much inheritance tax you and your family will have to pay. We work to minimise your liability and maximise your legacy by implementing a number of management strategies that are available to us due to our independent nature.

Ethical investing

Investing in sustainable and ethical companies is becoming a more common approach for investors as the returns they provide are often equal to any other investment option. Our team can work with you to ensure your investment strategy meets your personal beliefs and choices.

Legacy Planning

Building a strategy that prepares for life after… You may wish to pay off a family mortgage or ensure grandchildren have money available for education. Whatever you decide your legacy is to be, we can ensure that an appropriate plan is in place.

Business Owner Strategy

Our team can help to take the pressure off the financial planning side of running a business, ensuring that appropriate policies are in place. Equally, if you want to leave the business, we can advise on the best time and method of doing this.

Investment Planning

Investment planning. Taking the hassle out of investing…

Investment planning is all about making the money that you have saved work as hard as possible for you.

Estate Planning

Helping you to put together a clear plan that details how, and by whom, your estate is to be managed. We will ensure a strategy is put in place to utilise all available allowances while minimising any additional costs.