The University of John Hopkins recently conducted research into the returns on offer to investors. Between 1900 and 2017, the average annual return on stocks was around 11% and, even after adjusting for inflation, that average annual return only fell to 8%. It shows that, for longer-term investors, staying the course is the best port…
Everyone has been talking about it. Cryptocurrency. It has gone mad! Just over a year ago, one Bitcoin was worth just over $10,000. Since then, it has peaked at over $60,000, dropped to nearly $30,000, and, this week, reached a new peak of over $66,000. You can easily be forgiven for feeling like you have…
Bitcoin has proven to be a phenomenon of the modern financial system that will just not go away. Despite a rollercoaster ride for speculators and holders of the alternative currency, interest in Bitcoin and other cryptocurrencies is again reaching record highs. Bitcoin, along with a range of other cryptocurrencies, have emerged in the last few years with proponents proclaiming…
Behavioural finance is the study of how human behaviour, driven by emotions and sentiment as much as rational decision-making, affects how we act in relation to our investments and financial decisions. Whilst there is clearly underlying rationality to financial markets and how assets are priced, the human element must be considered as part of this…
