The Pensions and Lifetime Savings Association (PLSA) has warned that the cost of retirement has risen substantially – seeing an increase in the cost of 4.9% since 2019. The latest PLSA report predicts an extra £40,000 is needed to fund a comfortable 20-year retirement. They break down their calculations into three tiers – minimum, moderate,
Entrepreneur noun 1. a person who sets up a business or businesses, taking on financial risks in the hope of profit. As George W Bush once allegedly said when discussing the decline of the French economy. “The problem with the French is that they don’t have a word for entrepreneur.” No one gets to the
When businesses are set up initially, it is often done in a fuzzy haze of optimism, blind faith, and self-belief. However, further down the line, a healthy dose of realism needs to be injected into the heady mix. In this article, we explore what happens if one of the owners dies, and how to protect
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