Cryptocurrency is the big talking point in finance. Is it the future of finance or a re-incarnation of the Tulip Bubble, the South Sea Bubble, and even the Dotcom bubble rolled into one? Sometimes it feels like complex terms are being used just to confuse people. The world of cryptocurrency revolves around new jargon and…
Inflation is a silent killer – it earns its’ reputation through the slow deterioration of the purchasing power of your money over time. It is also the enemy of your savings because you always need to take it away from any growth to find out the real rate of return. Low inflation is easily overlooked…
Holding cash on deposit is a necessary part of the financial planning process. There are always unexpected twists and turns that life throws at us, so the general rule of thumb is to have two to three months’ living expenses saved in an instant access account, just in case. Is Cash King? When it comes…
Stock prices started the month strongly thanks to good early results from COVID-19 vaccine trials, better-than-expected employment reports, and higher-than-anticipated manufacturing activity. In the US, despite multiple States reporting increased COVID infections, stocks continued to climb, especially in large technology. American indices are now back in positive territory for the current year. These behemoth companies,…
