Getting The Best Returns

The University of John Hopkins recently conducted research into the returns on offer to investors.  Between 1900 and 2017, the average annual return on stocks was around 11% and, even after adjusting for inflation, that average annual return only fell to 8%. It shows that, for longer-term investors, staying the course is the best port…

The Bank of Starbucks

Did you know that Starbucks, the humble coffee shop, could well be one of the biggest banks in America? Here is the reason: Next to every till conveniently placed next to the place where you pick up your favourite beverage, is the Starbucks gift card.  This card can be topped up with cash to spend…