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Foresight Wealth Strategists Bank Holiday.
Foresight Wealth Strategists Bank Holiday. We’re pleased to announce our very own Foresight Bank Holiday on July 12th. This unique day is dedicated to celebrating our team’s hard work and commitment. It’s a time for us to unwind, recharge, and enjoy some well-deserved rest. As we take this day to reflect on our achievements, we…
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Mark Hughes helps to raise over £8,000 for local charity
On the 13th July 2016 tragically Dave Holman lost his life in a road traffic accident he was only 38 he was a loving son, brother, Uncle and great friend to many and is missed beyond measure. Every year since Dave passed away his friends have organised what has become “The Dave Holman Challenge” raising much…
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Webinar: When is the best time to sell my business?
Hosted by Simon Booth, CEO of Foresight, and Paul Dodgshon, Managing Director of Uscita. This webinar is specifically aimed at business owners who might be looking to sell their companies at some point in the future. You may not be looking to sell right now, however, this webinar will highlight just how much work needs to be…
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How can a book or a small habit change transform your life?
Ever thought about how a book or a simple change in your habits can spark massive growth in your life? In the journey of life, the pursuit of personal development and growth stands as a beacon, guiding us towards our fullest potential. It’s a commitment to continuous learning, embracing change, and cultivating a growth mindset…
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Feel overwhelmed by investment options?
Do you understand the investment options that are on offer? Do you feel overwhelmed and uncertain of their meaning? Let’s make it simple: Strategic Asset Allocation – diversifying your investments across different asset classes such as stocks, bonds, property, and even cash to spread your risk – accounts for about 80% of investment performance – meaning…
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Yorkshire 3 peak Challenge Completed
On Saturday, October 5th, the following members of the Foresight team – Daniel Willoughby, Damienne Mitchell, Ben Dyson, Thomas Filby, Alex Youngs. Greg Blease and Callum Kingsley-Rivans, completed the Yorkshire 3-Peak challenge. Living in another County meant an early start of 4:45 am. Arriving at 6:20 am, at Horton-in-Ribbleside designated car park to the sight…
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Case Study: Estate planning – BPR/Trusts/Wills
Glenda was recommended to Foresight by a friend following the death of her husband. Her husband had recently died and she knew that, on her subsequent death, the children would be left with a significant Inheritance Tax liability. Glenda also had concerns about protecting the wealth she would be passing on, due in part to…
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Transform Your Financial Destiny: Empowerment Through Education
In a world full of opportunities, mastering your finances goes beyond the numbers; it’s about empowering you to make wise, informed decisions. With Foresight Wealth Strategists, it’s not just about planning; it’s about tailoring a strategy that aligns with your aspirations, leveraging our bespoke Quantum Programme for a personalised journey. Here’s how to take the…
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Investing with Purpose
The choices we make today define the world we live in tomorrow. The concept of sustainable and ethical investing has emerged not just as an option but as a critical consideration for forward-thinking individuals. Here’s why: Impactful Investing: The power to foster change lies within our portfolios. Aligning investments with our core values, we contribute…
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The Three Peaks Challenge
Mark Hughes – Foresight’s Head of Operations – was recently diagnosed with tongue cancer. The cancer appeared one week and was so aggressive that it resulted in Mark being fast-tracked through our wonderful NHS system which enabled him to be treated within 4 weeks. A 10-hour operation followed, and he is now going through…
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Financial Planning Across Life’s Stages: Wealth Strategy Tips for the UK
Effective financial planning is crucial throughout life’s various stages, from starting a career to planning for retirement and beyond. This guide explores the unique financial needs at each life milestone for you, providing tailored advice to ensure financial stability and growth. Starting a Career: Building a Financial Base: Begin with solid budgeting practices, save diligently,…
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Mastering Change with The Quantum Programme
Bespoke Wealth Management for Every Stage of Your Life In an era where financial landscapes are perpetually shifting, The Quantum Programme from Foresight Wealth Strategists offers a pioneering approach to wealth management. This bespoke process is designed to adapt and evolve, perfectly aligning with your personal and financial aspirations at every stage of life. The…
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Learn To Enjoy Your Money
As a Wealth Strategist, one of the things that you learn at a very early point is that it is not theamount of money you have that makes you happy, it’s what you do with it that gives the enjoyment.And, although the richest clients are not necessarily the happiest, it is also true to say…
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Are Get Rich Schemes Worth It?
With many of the major indices fluctuating and some disposable income to spare, people have beenlooking at alternative ways to make money. Many have gravitated towards cryptocurrencies, mostparticularly Bitcoin, although a plethora of these currencies have been created over the past fewyears. With the rise of social media in recent years, it is impossible to…
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Avoid Pitfalls When Making Financial Gifts
Making a gift to your family and friends while you are alive can be a good way to reduce the value ofyour estate for Inheritance Tax purposes, ensuring those closest to you benefit from a lifetime ofyour hard work. Estate and tax planning is a complex area and professional financial advice can helpyou avoid several…
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Welcome to Damiene
Join us in welcoming Damiene Mitchell to the Client Manager Team. Damiene has a background in financial services administration and is delighted to have a new role where his technical knowledge will be expanded under the guidance of Foresight. Outside of work, Damiene loves sports but being originally from Johannesburg, South Africa, his passion…
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Welcome to Dan!
We’re thrilled to announce that Dan Willoughby has joined the Foresight Wealth Strategists team as our new Client Manager. With his extensive background in financial services and a particular passion for estate planning, Dan is perfectly positioned to support our clients in navigating their financial journeys. Outside the office, Dan is an avid basketball…
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How Safe Is Your Final Salary Pension?
Services provider Carillion has found itself joining the likes of Toys ‘R’ Us and BHS, in becoming the latest company to self-destruct. Leaving a devastating effect on defined benefit (DB) pension savers. The Carillion disaster happened just as the Pension Protection Fund (PPF) reported that roughly two-thirds of the DB pension schemes in operation in…
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Mastering Financial Planning Techniques with Foresight: Your Path to Empowerment
Navigating the complexities of personal finance requires more than just saving for a rainy day; it demands a comprehensive understanding and application of financial planning techniques. At Foresight Wealth Strategists, we’re dedicated to empowering individuals through education and strategic planning, ensuring your financial goals aren’t just dreams but achievable realities. This article explores essential financial…
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Spring Budget 2024
The Chancellor delivered the last Spring budget of this on 6th March. In his speech, Jeremy Hunt said he was setting out to reward hardworking families with National Insurance tax cuts – leaving the average worker over £900 better off. However, it remains to be seen as to whether the tax cuts have moved Tory sentiment in…
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Key Dates in March
Pension Credit, which averages over £3,900 a year, is there to lend a hand with day-to-day expenses for those who have reached state pension age and are on a low income. About 1.4m people are already receiving Pension Credit, but an estimated 880,000 eligible households are yet to claim it. In the Spring Budget,…
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Vacancy – Receptionist/Admin person
Up to £25K pa, depending on experience. Foresight Wealth Strategists has an exciting opportunity for a Receptionist/Admin person to join our growing team. As one of the leading financial planning practices in the North-West, we are looking for someone who will be able to provide our clients with an unrivalled front of house customer experience. Our clients are…
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Children Should Be Saving For Themselves
Children are expensive! The cost of raising a child from birth to their 18th birthday currently stands at nearly £250,000. Their wants and needs are satisfied more inexpensively when young – although childcare is becoming an ever-increasing burden. But when they get to their late teens and early twenties those ‘must-haves’ – the first car,…
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Tax doesn’t need to be Taxing
The UK Government is forecast to take a total of £950bn in tax this year, approximately 36.9% of Gross Domestic Product (GDP), which makes this the highest tax burden the UK has faced since just after the Second World War. Tax is important as it helps pay for services such as schools, the NHS, and…
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Recommended Internet Provider
Foresight has been using Zen Internet for our internet connection for over 20 years. I have always been a fan of Zen, based in Rochdale, which are the only internet provider that has remained in business since 1995. They offer an amazing product, excellent and knowledgeable service, and at a competitive price. Not the cheapest,…
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Get to know: Josh Lenihan, Senior Wealth Strategist
We believe that our team members are what sets us apart from other businesses. Join us as we sit down with Josh, to talk about his day-to-day life at Foresight, and what he gets up to when he’s not in the office. Tell us a bit about yourself Throughout my time in education, I was…
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Considering Animals and Pets in your Will
We all want the best for our pets and animals during our lifetime, but consideration also needs to be given to what happens beyond this. This is important from an animal welfare point of view, but also from an estate planning perspective as well. Pets are considered ‘personal chattel’, meaning that the changing ‘ownership’ of…
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Solidus Achievement of Excellence for Estate Planning 2023
We are delighted to announce that we have once again been awarded the Solidus Achievement of Excellence for our Estate Planning and Trust based solutions. Solidus is a leading Estate Practitioner and has now been the preferred provider of Trusts and estate planning solutions for Foresight clients for over 10 years. At Foresight, our aim…
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Get to know Mike Barnes
Our team members are one of the main factors that sets us apart from other businesses. Join us as we sit down with Mike to talk about his day-to-day life at Foresight, and what he gets up to when he’s not in the office. Tell us a bit about yourself All through school and…
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Vacancy – IFA Administrator
Location – Richmond House, Hale, UK Salary – £22,000 -£30,000 (DOE) Due to continued expansion, we are delighted to announce that we are looking to recruit an IFA Administrator to join our dynamic and forward-thinking team. Our ambitious plans can only be achieved by recruiting the right people. We provide an excellent on the job…
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A week in the life of…Work Experience
After arriving at the office, I was warmly greeted by Clair Davis, Receptionist, before being taken on a quick tour, followed by a briefing on how to use the various facilities and a health and safety induction. Later that day, I met with one of the Client Managers, Ben Holland, who told me about his…
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A week in the life of…Work Experience
In August 2023 we welcomed Theo into the offices to do a week of work experience with us. He spent the week shadowing various people around the business and learning how day-to-day life is in a busy office. Let’s see what he got up to while he was with us… Embarking on my week of…
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Foresight Shortlisted for Money Marketing Awards 2023
We are thrilled to announce that we have been shortlisted for two awards in the 2023 Money Marketing Awards. Josh Lenihan has been shortlisted for Financial Adviser 2B – for future generation advisers, and we have also been shortlisted for our Quantum Academy as the Best Adviser Academy. This is great confirmation of the importance…
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Can I stop my spouse sharing my inheritance on divorce?
A party to a marriage or civil partnership may understandably want to know whether their spouse would be awarded a share of assets they have inherited if they ever divorce, and what they could do to reduce the chance of this happening. Firstly, there is a general principle even where short marriage or civil partnerships…
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2023 Budget Announcement
The aims of the Chancellor in this year’s Spring Budget were to get people into work and keep them there, with key changes to childcare and pensions. The Office for Budget Responsibility (OBR) stated that the UK will not enter a technical recession and inflation will more than halve and reduce to 2.9% by the…
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Professional Advisor Nominations
We are delighted to announce that this year we have been shortlisted by Professional Adviser again, this time not for one but three awards! At Foresight, we pride ourselves on excellence and are committed to providing the best advice and a great experience for our clients, whilst also supporting our team members through their careers. …
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ISA deadlines for 2023
Using Individual Savings Accounts (ISA) has always been a very tax-efficient way of investing, with no liability to either income tax, or Capital Gains Tax on the invested funds. These days ISAs offer the opportunity for every individual to invest up to £20,000 per annum. Unlike pension allowances, ISA allowances cannot be reclaimed from previous…
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Vacancy – Client Manager
Location – Richmond House, Hale, UK Salary – £22,000-£45,000 (dependant on experience and qualifications) Who are we… Foresight Wealth Strategists are an award-winning financial planning practice, based in the centre of Hale, near Altrincham. Since 1998, we have been specialising in providing high-quality financial planning advice to business owners, professionals, and high net worth individuals.…
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Webinar: What can I do now to plan for my future?
Hosted by Simon Booth, CEO of Foresight, and Joshua Lenihan, Senior Wealth Strategist at Foresight. This webinar is aimed at anyone, of any age who is looking for advice on how to plan better for their future. It’s never too early, or too late to start preparing for your future. You can watch the full…
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