December 6 , 2019 / Posted by Sam Hudson / General / No Comments

Care Home Funding

Families are now self-funding care at a record level, with £7.74 billion paid for by families in the last year alone.  This was a 95% rise on the £3.97 billion self-funded in 2007, showing the massive increase in care home fees that families are having to provide for. This drastic increase has not been mirrored

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December 2 , 2019 / Posted by Ben Dyson / General / No Comments

Low cost investing…

Investment charges are an inevitable consequence of holding any investment.  However, it is important to realise that any costs reduce growth.  Active managers aim to justify their fees by outperforming the relevant benchmark or providing a specialist approach.  Passive or tracker funds simply track their relevant index. Index tracker funds have been designed to be

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Proposed gifting allowances

The Office of Tax Simplification (OTS) has proposed a shakeup of the current gifting rules in what many are seeing as a well-disguised tax grab. Currently, you can gift as much as you like during your lifetime, only triggering a tax charge on death if you have given away more than £325,000 in the last

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September 30 , 2019 / Posted by Lissa Horton / General / No Comments

2 New Team Members

We are delighted to welcome 2 new members to the Client Manager team – Octavia Jaquiss and Alex Youngs. Octavia originally from Salisbury has had previous experience in the finance industry.  Now living locally, you may see her walking her dog Stanley. Alex has completed his Economics degree at Lancaster University.  A couple of years

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Thomas Cook collapse

Thomas Cook announced, in the early hours of Monday 23rd September, that it was to cease trading after last-ditch attempts to raise capital failed.  The company was the worlds’ oldest tour operator. Thomas Cook began his international travel company in 1841 with a successful one-day rail excursion at a shilling a head from Leicester to

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