Financial planning in your 30’s

By the time you get to your 30’s, you are probably starting to realise where your career is going, and how things are going to pan out from a financial point of view.  It’s a time where your parent’s words that you would never have as much money as you had in your 20’s suddenly has

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Financial Planning in your 20’s

Financial planning is all about setting plans and expectations.  Imagine you’re starting a business. A business plan is essential in order to acquire funding, renting office space, and generally getting started. Most of us learned this by the time we were sat in GCSE Business Studies and perhaps we have even had experience writing one.  However, so many people don’t follow this for their

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Behavioural Finance – Emotion vs. Rationality

Behavioural finance is the study of how human behaviour, driven by emotions and sentiment as much as rational decision-making, affects how we act in relation to our investments and financial decisions.  Whilst there is clearly underlying rationality to financial markets and how assets are priced, the human element must be considered as part of this

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