What do I need my business to be worth?

Business owners spend years, sometimes decades, building their business.  Yet when it comes to selling their business, many often do it without any real thought about what they really need and the effect upon them and their family. The day-to-day pressures of running a business often means that personal financial planning drops to the bottom

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Does your family talk about money?

The average age for a UK adult to become a parent is 29.8 years old.  By this point, most people should have at least a basic understanding of how to look after their finances. They should be contributing to a pension.  Some will be diligently saving into ISAs in the hope of becoming an “ISA

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The Real Value of Advice

When times are good and confidence is high, pretty much anybody should be able to generate reasonable returns.  However, in turbulent times such as these, having the support of a trusted adviser who you can rely upon to help, advise and guide you can really start to pay dividends. We see many people who have

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Financial Planning in your 20’s

Financial planning is all about setting plans and expectations.  Imagine you’re starting a business. A business plan is essential in order to acquire funding, renting office space, and generally getting started. Most of us learned this by the time we were sat in GCSE Business Studies and perhaps we have even had experience writing one.  However, so many people don’t follow this for their

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Investment Update – September 2020

Around the world, economies have re-opened with a degree of reservation. However, since August many countries have faced a resurgence in coronavirus cases, prompting concerns that a ‘second wave’ is already underway.  Several European countries have witnessed a spike in coronavirus cases including France, Spain, Belgium, and Luxembourg.  Even once ‘safe’ countries such as Denmark & Iceland have been

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Investment Update – August 2020

Stock prices started the month strongly thanks to good early results from COVID-19 vaccine trials, better-than-expected employment reports, and higher-than-anticipated manufacturing activity. In the US, despite multiple States reporting increased COVID infections, stocks continued to climb, especially in large technology. American indices are now back in positive territory for the current year. These behemoth companies,

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Coronavirus Economic Impact

The UK has been in lockdown since March 2020 as part of the measures to mitigate the impact of COVID-19 across British society.  Countries around the world have adopted a variety of strategies with many across Europe following a similar stance.  This strategy was put in place following the alarming figures coming out of China

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Powerful strategies to maximise your inheritance

Inheritances can provide a real springboard for future generations. They can give much-needed capital to buy property, start businesses, or just assist in improving day to day living. However, it requires specific strategies to be in place to maximise and maintain these funds through the generations. This article looks at the way parents can ensure

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Saving during the pandemic

This year is definitely like no other – for all the wrong reasons. But this period of isolation is giving us the time and space to organise ourselves. It is also a time for contemplation. As we enter another three weeks of lockdown, people are starting to focus on what we are gaining by being

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