How much do I need for a comfortable retirement?

On average, in retirement, most households spend around £2,110 per month.  Many people overestimate how much they will need in retirement by assuming they will spend the same as they currently earn. This is because they fail to appreciate the reduction in expenses that comes as you get older.  The mortgage is often nearly paid,

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Financial Planning in your 40’s

Finances play a critical role in life throughout.  Many decisions are dictated by the state of our finances, so having good financial planning is one of the most effective tools in achieving the life that you truly want. As we go through life our lifestyles and priorities shift and so do our financial planning requirements. 

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Why your children should save for themselves!

Children are expensive.  It’s not a secret and never has been, with the average child costing nearly £250,000 from birth to their 18th birthday. Their wants and needs are satisfied more inexpensively when young.  But when they get to their late teens and early twenties those ‘must-haves’ – the first car, the University education and

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