Individual Savings Accounts (ISAs) offer the opportunity to invest up to £20,000 annually. ISAs are a tax-efficient way of investing, with no liability to either Income Tax or Capital Gains Tax on the invested funds. Unlike pension allowances, the ISA allowance cannot be reclaimed from previous years. Therefore, if you are intending to utilise this
As a Wealth Strategist, one of the things that you learn at a very early point is that it is not the amount of money you have that makes you happy, it’s what you do with it that gives the enjoyment. And, although the richest clients are not necessarily the happiest, it is also true
Over the past few years, there has been a growing demand from investors who not only want investment growth but also want to see the companies and funds they invest in providing benefit to the environment and communities. Known as ESG – Environmental, Social, and corporate Governance – the market is awash with claims of ESG friendly investments. In fact, the sector has been one of the fastest-growing, and this trend has accelerated dramatically during
The US election was, as many predicted, a hard-fought election. Although the coronavirus pandemic was a key issue for both sides, the election was characterised by the overt populist support that Trump enjoyed and played out through his large rallies, and the more mainstream support for Biden. Although the result of the election has not been formally announced and President Trump has not yet formally conceded, we now expect
We are very proud to announce that Ben Dyson, one of our Wealth Strategists, has become the Personal Finance Society’s youngest fellowship graduate in 2020. The Personal Finance Society is part of the Chartered Insurance Institute, the most prestigious recognised body for financial services professionals and Ben’s achievements place him right at the top of
Around the world, economies have re-opened with a degree of reservation. However, since August many countries have faced a resurgence in coronavirus cases, prompting concerns that a ‘second wave’ is already underway. Several European countries have witnessed a spike in coronavirus cases including France, Spain, Belgium, and Luxembourg. Even once ‘safe’ countries such as Denmark & Iceland have been
This year is definitely like no other – for all the wrong reasons. But this period of isolation is giving us the time and space to organise ourselves. It is also a time for contemplation. As we enter another three weeks of lockdown, people are starting to focus on what we are gaining by being
We have come across a fantastic App that enables you to examine your responses to certain situations. BEAM is the product of years of research and based on Nobel prize-winning theories around behaviours and their impact on your money decisions. Through a series of short, simple, but engaging games, BEAM enables you to explore, measure
Ahead of this week’s Budget, delivered by the newly appointed Chancellor of the Exchequer, the Right Honourable Rishi Sunak, there was widespread anticipation as to what the contents of his Budget would be. It was expected that he would announce significant increases in public spending and investment in line with the pledges made by the
Foresight Wealth Strategists is a trading style of Foresight Independent Financial Planning Ltd, which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No. 612587 at www.fca.org.uk/register/ Registered in England and Wales No. 05897811 Registered Address: Richmond House, 1a Heath Road, Hale, Altrincham, Cheshire, WA14 2XP The guidance and/or advice contained within the website is subjected to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk
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