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Why your children should save for themselves!

Children are expensive.  It’s not a secret and never has been, with the average child costing nearly £250,000 from birth to their 18th birthday. Their wants and needs are satisfied more inexpensively when young.  But when they get to their late teens and early twenties those ‘must-haves’ – the first car, the University education and

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Behavioural Finance – Emotion vs. Rationality

Behavioural finance is the study of how human behaviour, driven by emotions and sentiment as much as rational decision-making, affects how we act in relation to our investments and financial decisions.  Whilst there is clearly underlying rationality to financial markets and how assets are priced, the human element must be considered as part of this

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